Instant cash loan online

Up-to PHP 20,000
for up-to 180 days in 5 minutes
First loan for FREE
With our instant cash loan online service, you don’t need to confirm income,
bring references, visit our office

I am borrowing

 
 

500 PHP

20,000 PHP

 
 

10 days

20 days

30 days

I return (PHP)

First Payment Date

2,000 Php

2,000 Php

(including premium)

Fast disbursement + 0 PHP

Grace period fee + 77 PHP

I return (PHP)
2,000 Php
2,000 Php
First Payment Date
2,000 Php
Check Email

    After the application assessment, the loan product that will be approved for the customer may differ from the customer's initial request. By clicking the button GET CASH TODAY! above you acknowledge that you have read and agreed on the Terms and Conditions and Privacy policy.


    need
    Only 4 steps to get a loan and pay it back
    MoneyCat - The most reputable instant cash loan online website in Philippines with simple procedures, quick disbursement and professional support staffs will meet the different needs of customers.

    01

    Instant cash loan online Philippines - Fill up the application

    Sign up
    Fill up the application
    and confirm using the OTP
    code.

    02

    Instant cash loan online Philippines - Get approval within 30 minutes

    Call for Approval
    Get SMS notification
    about approval within
    30 minutes after the
    phone call.

    03

    Instant cash loan online Philippines - Receive the money within 30 minutes

    Take the money and
    enjoy

    Receive the money
    in your bank card
    within 30 minutes.

    04

    Instant cash loan online Philippines - Make repayment

    Make Repayment
    Pay back through
    any method using
    DragonPay.

     
    Only 4 steps to get a loan and pay it back
    MoneyCat - The most reputable instant cash loan online website in Philippines with simple procedures, quick disbursement and professional support staffs will meet the different needs of customers.

    01

    Instant cash loan online Philippines - Fill up the application

    Sign up
    Fill up the application
    and confirm using the OTP
    code.

    02

    Instant cash loan online Philippines - Get approval within 30 minutes

    Call for Approval
    Get SMS notification
    about approval within
    30 minutes after the
    phone call.

    03

    Instant cash loan online Philippines - Receive the money within 30 minutes

    Take the money and
    enjoy

    Receive the money
    in your bank card
    within 30 minutes.

    04

    Instant cash loan online Philippines - Make repayment

    Make Repayment
    Pay back through
    any method using
    DragonPay.

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    An instant Online Loan
    is an online installment form of credit
    with comfortable repayment terms.

    Our platform provide instant cash loan online with flexible terms, helping customers to choose the best fit depending on their financial situation and ability to repay the loan.

    Term
    3-6 months

    Amount
    500 - 20000 php

    Interest rates
    11.9% per month maximum APR = 145%

    Term
    3-6 months

    Amount
    500 - 20000 php

    Interest rates
    11.9% per month maximum APR = 145%

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    Who is eligible to get a loan?

    As one of the most reputable online personal cash loan platforms in Philippines, MoneyCat provides diverse services to customers with extremely simple processes and procedures.
    Instant cash loan online Philippines - Age

    From 22 years old.

    Instant cash loan online Philippines - Location

    Filipinos currently
    living in the
    Philippines

    Instant cash loan online Philippines - People with stable income

    Employed individuals
    and selected
    professionals

    Instant cash loan online Philippines - Age

    22-60 years old

    Instant cash loan online Philippines - Location

    Filipinos currently
    living in the
    Philippines

    Instant cash loan online Philippines - People with stable income

    Employed individuals
    and selected
    professionals

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    Testimonials

    Customer reviews are a strong testimony for the quality of our services. Please contact us if you have any comments or suggestions about the service.
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    Iza Presnillo

    Accountant

    «Nangailangan ako ng pera pero ayaw ko abalahin ang pamilya ko.Buti na lang may MoneyCat. Na-solve agad problema ko.»

    Elena Sanchez

    Convenience store clerk

    I went to Manila to work for a short time because I had not received my first salary but the living and renting expenses incurred, I needed an urgent amount of money. MoneyCat has helped and supported me during that difficult time. Thank you!

    Divine Ibañez

    Factory worker

    Nagkasakit ang anak ko at nangailangan ng malaking halaga ng pera. Hindi mataas ang sweldo naming mag-asawa kaya hindi namin alam saan kukunin ang pera. Buti na lang sinabihan ako ng mga kaibigan ko tungkol sa MoneyCat. Mabilis na, simple pang gamitin! Gagamit ako ulit ng MoneyCat sa susunod.

    Leonardo Felias

    Taxi driver

    I drive daily to make a living. My car was broken and I needed money to repair it quickly. MoneyCat helped me complete the procedure as quickly as possible to receive the money. Very convenient and guaranteed.

    Wincel Conwi

    Chef

    I did not have time to send money to school to pay for my children\'s school fees. I used MoneyCat service to ask for support. Thanks to the timely help of the service, my child was more assured to continue his studies. Thank you!

    Pearl Fabia

    Logistician

    Sinubukan kong mag-loan sa bangko. Lumipas ang 2 linggo pero na-disapprove application ko. Bibili sana ako ng mga gamit para sa mga anak ko worth ₱3,000. Kaso, 1-2 linggo bago ko mabayaran yon. Salamat sa mabilis at maayos na serbisyo, MoneyCat!

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    Frequently Asked Questions

    Troubleshooting Guide
    I have not received the money, what should I do?
    We send the money to you a couple of seconds after confirming the contract. After that, everything depends on your bank. The money will be disbursed from 8 am to 4 pm the day after the approved day. In case of application approval during the night you will receive the money the following morning. If the approval has occurred during the weekend you will receive the transfer on Monday.
    My application has been approved, when can I receive the money?
    The requested amount is sent immediately after signing the contract. You will receive the money depending on your bank (in 1-2 days or after the weekend).
    I did not receive an OTP Code
    If you did not receive an OTP code within 5 minutes, check the mobile number you provided then click \"Resend / Received Password Via SMS\". If you still do not receive an OTP, kindly contact
    Late Payment Posting / Already paid the loan but not posted
    For payment related concerns like unposted payments you may reach DRAGONPAY support contacts: Email: [email protected] Hotline: 0286556820
    How can I apply?
    To apply, visit our website https://moneycat.ph, fill up the information and click the "GET CASH TODAY" button.
    I sent the wrong bank account number
    Account holder name and account number must be the same in the application. Otherwise, the money will not be transferred to the account and application will be automatically rejected.
    Bank account requierments
    For a secured transaction, we only deposit approved loan proceeds to a bank account number under your name. This account should be active and shouldn't be opened for payroll transfer. We deposit checking account to any of the following partner banks: Banco De Oro Bank of the Philippine Islands Chinabank EastWest Bank MBTC RCBC RCBC myWallet Security Bank UnionBank Land Bank UCPB Asia United Bank BPI Family Savings bank Bank of Commerce Chinabank Savings Chinatrust Bank Development Bank of the Philippines Maybank PBCom Philippine Veterans Bank PSBank Robinson Bank Sterling Bank of Asia
    Processing Time for Disbursement
    We will send the requested amount immediately after confirmation of the contract. From there, it depends on your bank. Normally, the transfer takes place within a period of up to 2 days. We are working to make the disbursement process faster.
    How to repay
    How to extend your loan term?
    To extend your loan term, you must pay 7% from the current loan amount plus the charges. You can find the exact amount in the personal page in this link.
    How to get a loan
    Where should I live to get a loan?
    We provide our services throughout the Philippines. You can apply wherever you are in the Philippines.

    Blog

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    What is Lorem Ipsum?
    10.05.22

    What is Lorem Ipsum?

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    Comprehensive information on cash loan online Philippines with MoneyCat

    In the Philippines, online cash loans are a legit financial option. However, it's crucial to exercise caution and verify the legitimacy of lenders to avoid scams and fraudulent activities.

    • Check for Registration: Ensure the lender is registered with the appropriate government financial authorities in the Philippines. Online financing and lending enterprises serving the Filipino market must adhere to legal regulations, necessitating registration with both the Department of Trade and Industry (DTI) and the Securities and Exchange Commission (SEC). These entities typically maintain a physical office presence in the Philippines, ensuring traceability in the event of any unforeseen issues.
    • Read Reviews: Look for reviews and testimonials from other borrowers to gauge the reputation of the online lender.
    • Contact Information: Legitimate lenders provide clear contact information. Verify their physical address and contact numbers.
    • Transparent Terms and Conditions: Scrutinize the terms and conditions. Legitimate lenders are transparent about interest rates, fees, and repayment terms.
    • Secure Website: Check for a secure website (https://) and a privacy policy, ensuring your personal information is protected.

    Many online personal loan providers like MoneyCat ensure rapid approval, with some even offering same-day approval, while the standard timeframe is typically within 24 business hours. The primary factor contributing to delayed approval is often incomplete documentation. To push the approval process and meet the specified timeframe, it is advisable to collect all required documents in full before submitting them to the loan provider.

    Many online lenders in the Philippines allow overseas applications. Ensure you have a stable internet connection to complete the online application process without any interruption.

    • Online Loan: Typically refers to a loan application and approval process conducted online, often with a faster turnaround time.
    • Personal Loan:A broader term encompassing various types of loans, including those applied for online. Personal loans may have different eligibility criteria and terms.
    • Quick Approval: MoneyCat offers fast approval processes for online cash loans.
    • Flexible Repayment Options: Enjoy flexible repayment terms tailored to your financial situation.
    • Competitive Interest Rates: MoneyCat provides competitive interest rates for our cash loan online Philippines
    • Visit the Website or App: Go to the MoneyCat website or App
    • Create an Account: Register for an account on the platform.
    • Fill Out Application: Complete the online application form with accurate information.
    • Submit Documentation: Upload the required documents for verification.
    • Wait for Approval: Await the approval of your loan application.
    • Receive Funds: Once approved, funds will be transferred to your designated bank account.

    When applying for an online loan with MoneyCat in the Philippines, you typically need to provide the following documents:

    • Valid ID: Government-issued identification for verification purposes.
    • Proof of Income: Documents such as payslips or proof of employment to demonstrate your ability to repay the loan.
    • Proof of Address: Utility bills or any document that confirms your residential address.
    • Bank Statements: Recent bank statements to assess your financial stability.

    MoneyCat typically provides a range of payment options to make the repayment process convenient for borrowers. They include:

    • OnlineBanking: Utilize online banking services to make payments directly from your bank account.
    • Mobile Payment: Make payments through mobile payment apps, which are convenient for on-the-go transactions.
    • Over-the-Counter: Visit designated payment centers to make payments in person. This option is suitable for those who prefer face-to-face transactions.

    It's crucial to note that payment options may vary, and MoneyCat might introduce new features or adjust its services over time. Always refer to the most recent information provided by MoneyCat for the specific payment options available to borrowers.

    MoneyCat understands that not everyone may have a perfect credit history. While a good credit score can be beneficial, it's not always a strict requirement for loan approval. MoneyCat considers various factors, including your income and repayment capacity, when evaluating loan applications.

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